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Notice of Your Financial Privacy Rights
We, our and us mean Community Bank,
N.A.
This is our privacy notice for our customers. When we use the words
"you" and "your" we mean the following types of
customers:
- All of our consumer
customers who have a continuing relationship with us, such as:
- Deposit account
- Loan account
- Credit card
- Safe deposit box
- Self-directed
Individual Retirement Account where we act as custodian or trustee
- Financial, investment,
or economic advisory services (for a fee)
- All IRA accounts for
which we act as custodian
We will tell you
the sources for nonpublic personal information we collect on our
customers. We will tell you what measures we take to secure that
information.
We first define some
terms.
Nonpublic personal information means information about you
that we collect in connection with providing a financial product or
service to you. Nonpublic personal information does not include
information that is available from public sources, such as telephone
directories or government records.
An affiliate
is a company we own or control, a company that owns or controls us, or a
company that is owned or controlled by the same company that owns or
controls us. Ownership does not mean complete ownership, but means owning
enough to have control.
A nonaffiliated
third party is a company that is not an affiliate of
ours.
THE INFORMATION THAT WE COLLECT
We collect
nonpublic personal information about you from the following sources:
- Information we receive
from you on applications or other forms
- Information about your
transactions with us
- Information about your
transactions with nonaffiliated third parties
- Information from a
consumer reporting agency
INFORMATION THAT WE DISCLOSE ABOUT YOU
We do NOT disclose
any nonpublic personal information about you to anyone, except as
permitted by law.
THE CONFIDENTIALITY, SECURITY AND INTEGRITY
OF YOUR NONPUBLIC PERSONAL
INFORMATION
We restrict access
to nonpublic personal information about you to those employees who need
to know that information to provide products or services to you. We
maintain physical, electronic, and procedural safegards that comply with
federal standards to guard your nonpublic personal information.
NONPUBLIC PERSONAL INFORMATION AND FORMER
CUSTOMERS
We do not disclose
nonpublic personal information about former customers, except as
permitted by law.
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